Smarter investing, catalysed.

Issued under the Digital Personal Data Protection Act, 2023 and the Information Technology Act, 2000 and the rules made under it.

01Who we are

iCatalyst Capital, an AMFI-registered Mutual Fund Distributor (ARN-300910) and APMI-registered distributor of Portfolio Management Services (APRN01059), with its office at No. 35/29, 3rd Floor, 11th Main Road, next to Axis Bank, 5th Block, Jayanagar, Bengaluru, Karnataka 560 041, India. We are the data fiduciary for the personal data described here.

02Data we collect

• Identity and contact data: name, date of birth, PAN, Aadhaar-based KYC details where required, address, email address and mobile number.
• Financial data: bank account details, income range, existing investments, risk profile responses, nominee details and transaction history.
• Enquiry data: anything you type into the enquiry form on this website or send us by email, phone or WhatsApp.
• Technical data: basic, non-identifying information your browser sends, such as device type and screen size, used only to display this website correctly.

03Why we collect it

• To answer your enquiry and arrange a consultation.
• To complete KYC and process your applications with AMCs, portfolio managers and insurers.
• To build your risk profile, present products that fit it, and review your portfolio.
• To send you transaction confirmations, review summaries and service updates.
• To meet our obligations under SEBI, AMFI, APMI, IRDAI and anti-money-laundering rules.

04Who we share it with

We do not sell your personal data, and we do not share it for anyone else's marketing. We share it only where it is needed to execute what you have asked us to do, or where the law requires it:

• Asset Management Companies, portfolio managers and insurers whose products you invest in or buy.
• Registrars and transfer agents, and the transaction platforms used to route applications.
• KYC Registration Agencies and other regulated entities carrying out your KYC.
• Regulators, statutory authorities and courts, where disclosure is required by law.
• Service providers who help us operate, under confidentiality obligations and only to the extent needed.

05Consent and communication

When you submit an enquiry, you consent to us contacting you by phone, email or WhatsApp about it, including where your number is registered under DND. You can withdraw that consent at any time by writing to support@icatalystfp.com. Withdrawing consent does not affect processing already carried out, or records we are required by law to retain.

06How long we keep it

We retain transaction and KYC records for the periods prescribed under securities and anti-money-laundering law, which is generally at least five years from the end of the relationship or the date of the transaction, whichever is later. Enquiry data from people who do not become clients is deleted within twenty-four months.

07How we protect it

We apply reasonable security practices: access to client records is restricted to those who need it, devices and accounts are password-protected, and documents are stored in secured systems. No method of transmission over the internet is completely secure, so please do not send PAN, bank details or passwords over unencrypted channels or public Wi-Fi. We will never ask you for a password, OTP or PIN.

08Your rights

• Ask for a summary of the personal data we hold about you and how it is processed.
• Ask us to correct or complete inaccurate data.
• Ask us to erase data we are no longer required to keep.
• Withdraw consent, or nominate someone to exercise these rights if you are unable to.
• Raise a grievance about how your data is handled, through the ladder set out in our disclosures.

Write to support@icatalystfp.com to exercise any of these. We respond within fifteen working days.

09Cookies and this website

This website does not set advertising or tracking cookies and does not profile visitors. Calculator inputs stay in your browser and are never sent to us. The site loads fonts from Google Fonts, which may record your IP address as part of serving that request. Links to regulators and to our client portal lead to third-party sites governed by their own privacy policies.

10Children's data

We do not knowingly collect data directly from anyone under 18. Where an investment is made for a minor, we deal only with the parent or legal guardian operating the folio.

11Changes and contact

We may update this policy as our services or the law change; the date above shows the current version. For any privacy question, write to the Grievance Officer, Deepak Iyengar, at deepak@icatalystfp.com or at the office address above.

These terms govern your use of this website and the distribution services provided by iCatalyst Capital. Read them alongside our disclosures.

01Acceptance

By using this website you accept these terms. If you do not accept them, please do not use the site. We may update the terms from time to time; the version on this page at the time of your use applies.

02What we do, and do not do

iCatalyst Capital distributes mutual funds and Specialized Investment Funds as an AMFI-registered Mutual Fund Distributor (ARN-300910), distributes Portfolio Management Services as an APMI-registered distributor (APRN01059), and distributes insurance products. We are not registered with SEBI as an Investment Adviser, Research Analyst or Portfolio Manager, and we do not provide investment advice for a fee. Any guidance we give is incidental to distribution. We do not manage, hold or operate your money: investments are made directly with the AMC, portfolio manager or insurer in your own name.

03No assured returns

Mutual funds, SIFs, PMS and market-linked insurance products carry market risk, including possible loss of principal. Nothing on this website is a promise or guarantee of returns. Past performance may or may not be sustained in future. Mutual fund investments are subject to market risks, read all scheme related documents carefully.

04Calculators and illustrations

The calculators and sample views on this website use assumed rates you choose, purely to illustrate arithmetic. They are not forecasts, do not reflect any particular scheme, and ignore expenses, exit loads and taxes. Do not rely on them as the sole basis for an investment decision.

05How we are paid

We receive commission from AMCs, portfolio managers and insurers on the products we distribute. For mutual funds this is paid out of the Regular Plan's expense ratio. Direct Plans, which carry no distributor commission and a lower expense ratio, are available to you directly from the AMC. Full detail is in our disclosures.

06Your responsibilities

• Give us accurate, complete information for KYC, risk profiling and applications, and tell us when it changes.
• Read the scheme information document, disclosure document or policy wording before you invest or buy.
• Make payments only to the AMC, portfolio manager or insurer, never in cash and never into a personal account. We do not accept funds on your behalf.
• Keep your portal credentials and OTPs confidential.

07Client portal

The client portal is provided to help you view and transact in your holdings. Access is personal to you. Portfolio values shown there are sourced from AMCs, registrars and platforms; where there is any difference, the records of the AMC, registrar or insurer prevail.

08Intellectual property

The iCatalyst Capital name, logo, design and the content of this website belong to us and may not be copied, reproduced or used without our written permission. Product names and marks of AMCs, portfolio managers, insurers and regulators belong to their respective owners.

09Third-party links

Links to regulators, AMCs and our client portal are provided for convenience. We are not responsible for the content, availability or practices of third-party sites.

10Limitation of liability

We provide this website on an "as is" basis and take reasonable care over its content, but we do not warrant that it is free of error or uninterrupted. To the extent permitted by law, we are not liable for investment losses arising from market movements, from the performance of any scheme, strategy or insurer, or from decisions you take based on the general information and illustrations on this site. Nothing here limits any liability that cannot be excluded under law.

11Governing law

These terms are governed by the laws of India, and the courts at Bengaluru, Karnataka have exclusive jurisdiction. Nothing in these terms affects your right to use the grievance and dispute resolution mechanisms of SEBI, AMFI, APMI or IRDAI, including the SMART ODR portal.